Whether you’re buying or selling a house, these simple techniques can help you reach your objective and solve the problems you face as a buyer or seller. These strategies can also be a great way to start saving for retirement. If you’re looking for a good, safe investment you can sell using one of these great strategies and earn interest on your money, while having security of the house as collateral.

Its a well known fact that owner financed properties sell faster and for more money than your typical conventional transactions. However, most homeowners/sellers want to get paid today. This is a strategy where you get the best of both worldssell at a higher price and collect the sale proceeds at the time of closing.

Heres an example of how it works:

Basically, you (seller) set the sales price (should be the appraised value), get a down payment, and create a 1st Mortgage Note that an investor will purchase for up to 85% - 95% of face value at or right after the closing (depending on LTV, credit of buyer, and rate/term of note).

There are many local and nationwide companies that will buy your newly created note. Of course there are certain specifications that need to be considered when creating a marketable note, therefore, consult an expert and/or real estate attorney.

Benefits

The buyer enters into a lease agreement with the seller with an option to buy at a later date. Length of time can be 3 months to 5 years. The Lease payment will be determined by buyer and seller. Buyer pays the seller option money for the right to later purchase the property. The lease option money is considered a down payment and is usually non-refundable. The purchase price can be pre-determined or a percentage of the market value at the time of closing. A portion of the monthly rental payment typically applies toward the purchase price. While the buyer ist obligated to buy the property if he/she chooses not to exercise their option all contributed monies will be forfeited to the seller.

Benefits

* Tax Benefits of investments property ownership
* Depreciation write-offs
* Capital loss write-offs
* Helps the buyer save down payment and build credit

Same as the lease option except the leasee is obligated to purchase the property at a pre-determined time.

A 1031 tax deferred exchange allows you to roll-over all of the proceeds received from the sale of an investment property into the purchase of one or more other like-kind investment properties. At closing, proceeds are transferred to a third party--called a facilitator or qualified intermediary--who holds them until they are used acquire the new property.

Benefits

* Consolidation of Properties                                                                                   
* Increase Depreciation (raw land to depreciable property)
* Leverage (more investment $$ to Invest due to no Capital Gain)